Multi-Gen allows you to provide an estate plan solution for your children and grand children while they are young and healthy. Before they recieve their inheritance. Multi-Gen may also reduce your estate exposure.

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Why Multi-Gen

Multi-Gen is an inter-generational strategy for individuals with a "rated" or uninsurable status. This strategy allows you to put a highly effective estate plan in place of your beneficiaries, at a fraction of the cost. You insure your beneficiaries, allowing bank financing to provide the cash for the premium. Whether you've got a property portfolio, or a privately held family business; Multi-Gen gives you a cost effective alternative to preserve the family legacy.Value Provided
  • Protects the estate plan over multiple generations at a fraction of the cost.
  • Client maintains control of their assets and earnings.
  • Using financing has the potential to reduce your taxable estate.
Required Qualifications
  • Net worth greater that $25m.
  • You are "rated" or uninsurable.
  • Able to obtain insurance on your children or grandchildren who are in good health.
  • Children or grandchildren have estate tax exposure.
  • Ability to pledge collateral.

Client Testimonial

Hear from our Multi-Gen client.

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Estate Planning Comparisons

Compare Estate Planning offerings to see which strategy is best for you.

Licensed agents for your needs

To find suitable plans tailored to your needs, use NIW's network of licensed agents.

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