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Estate planning

For high net-worth individuals who want to pass more of their wealth to their heirs.

You've worked your entire life to pursue a dream. You've sacrificed, struggled, and succeeded. Now it's time to ensure everything you've built, can be passed down to help enhance the lives of your children, their children, and future generations yet to come.
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Retirement Planning

For high income earners who want protection and accumulation to last a lifetime.

You are a highly paid individual who is enjoying the lifestyle you've earned. You're aware that one medical emergency or one major market crash could take it all away. Let NIW strategies alleviate the fear of financial crisis in retirement.

Business planning

All business leaders know issues such as recruit & retain, buy/sell, key-man, and succession plans are important. While most don't have the cash flow to address these issues entirely, we help fix that. Our approach can either increase the return by 60-100% or reduce the cost by 30-50%.
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    With a unique leverage strategy, we use conservative financial solutions focused on sustainability.

    Using some of the largest financial institutions in the country, NIW has facilitated billions of loans since 2000. Our solutions have proven to withstand the test of time, while reducing clients out of pocket costs.

    • Allianz
    • Ameritas
    • National Life
    • Pacific Life
    • securian

    Licensed agents for your needs

    To find suitable plans tailored to your needs, use NIW's network of licensed agents.

    Find Licensed Agents Near You

    Common questions

    Leverage results from using borrowed capital as a funding source when investing to expand the firm's asset base and generate returns on risk capital. Leverage is an investment strategy of using borrowed money—specifically, the use of various financial instruments to increase the potential return of an investment.

    Indexed universal life insurance, or IUL, is a type of universal life insurance. Rather than growing based on a fixed interest rate, it’s tied to the performance of a market index, like the S&P 500.
    Premium financing is the lending of funds to a person or company to cover the cost of an insurance premium. Premium finance loans are often provided by a third party finance entity known as a premium financing company; however insurance companies and insurance brokerages occasionally provide premium financing services through premium finance platforms. Premium financing is mainly devoted to financing life insurance which differs from property and casualty insurance.

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