NIW Life Plus

Life Plus

Many successful professionals know they need life insurance but resent the cost and lifetime payment duration. As a result, they buy policies that are insufficient for their needs. With Life Plus, there is no need to choose between saving money and getting the protection you need. Life Plus is a strategy
that allows you to obtain a policy that puts you at ease at a fraction of the price.

Life Plus optimizes two life insurance policies from top-rated insurers to deliver permanent life insurance at an average savings of 70%. Life Plus is administered by NIW, the leader in structured life insurance plans.

Most retail life insurance products sold today are on a “one-size-fits-all” basis, granting the participant little flexibility when circumstances change. At NIW, we understand that your needs may change over time, so Life Plus is designed to be one of the most flexible solutions in the industry. For example, if at the end of 15 years you decide that you no longer need the full amount of coverage, this strategy allows you to reduce the amount of life insurance in exchange for a tax-free income.

If you are an NIW agent and would like to request an illustration, please email Paul Walder at or Melanie Gotz at  If you would simply like to learn more about Life Plus, contact us using the following form.